“Factors Affecting Implementation of Strategies Among Savings and Credit Co-Operative Societies in Kakamega County, Kenya”. International Journal of Multidisciplinary and Current Research 4, no. 5 (September 6, 2016): 814–820. Accessed August 26, 2026. https://ijmcr.com/index.php/ijmcr/article/view/04.05.03.